Specialist Financial Debt Recovery Agency in Scotland

Debt Collection Lawyers. Many individuals find chasing debt hard but failing to do this can lead to cashflow problems or worse for companies.

If you're owed money and pursuing it's wasting time and consuming your resources, let's help. In the current climate, many small companies have cash tied up in loans that are outstanding. Often this has dire effects for cash flow and for the companies long term outlook.

Earning debt from Scotland is straightforward -- at least in theory. Our debt recovery lawyers will help you :

Offering your creditors a letter notifying them of their outstanding amount, demanding payment and notifying them that action will be accepted if they do not make payment as requested. The majority of debtors cover now.

If this doesn't get the job done, we will start legal proceedings together with your consent.

In the event the claim is not disputed, we will take all actions to enforce the debt.

In the event the claim is contested, we'll proceed to litigation on your behalf.

At all phases of this process we will keep you informed. If you're having trouble with debtors, then we can assist.

Recovery of outstanding debt is valuable to all individuals and organisations in the present economic climate. Recovering debts due to you can often mean the difference between your business being successful or failing. We strive to increase your return , where appropriate, attempting to recover statutory or contractual interest, reimbursement charges and judicial expenditures.

If you're owed money, we can help. Our debt recovery lawyers have extensive experience of regaining our clients' loans that are outstanding.

The Way to Recover Debt Scotland

Our Team will give you a complete and professional service, in a cost effective rate. Our solutions vary from issuing initial demand letters through the increasing of court activities to enforcing decrees and insolvency proceedings.

Our debt collection staff advise on:

Pre-Litigation Procedures


Cross-Border Debt Approaches

To this end we're aware that all clients have specific needs and requirements in relation to the retrieval of any debt for them. We aim to take this into account in the beginning of any issue in order to help maximise a restoration. Our expertise ensures that we take under consideration the circumstances and goals of each individual client, the customer's priorities and some particular issues that might arise during the course of this procedure. We can offer advice in relation to pre-litigation and coaching, with a view to supporting clients. We can help in advising clients in regard to their credit control procedures when required.

Our Solicitors have extensive court experience in dealing with debt activities including increasing and protecting actions and appeals from the juvenile courts throughout Scotland and the Court of Session. We can boost activities for recovery of trades on behalf of the business clients and individuals. Our lawyers have expertise acting for any variety of public sector organisations and advise a number of Property Management companies seeing a wide variety of housing matters such as paychecks arrears, rechargeable repairs, rent arrears and other debts issues. In addition, we provide advice to clients in regard to actions for recovery of ownership of land.

Our team has experience in addressing various complex issues. Our team is encouraged by experienced people in our firm to deliver a full commercial service.

Our experienced personnel and practices ensure the finest quality of service is always and efficiently delivered. Our staff prioritise and progress cases quickly and effectively.

Pre-litigation Responsible Debt Collection in Emerging Markets - IFC Advice

We can aid in pre-litigation process, and we'd discuss your situation and options available.

Sometimes, the very first step is to issue a demand letter to the debtor informing that we're instructed in your behalf. We can help you in this respect. A pre-litigation letter informs that a debtor of the circumstance and demands payment to avoid legal action. The letter is meant to prompt a response and payment from the debtor.

In case payment is not forthcoming, consideration could then be given to raising court proceedings.

The sort of court action required on your behalf depends upon your own circumstance. If action is needed to recover payment, the actions needed to be increased depends upon the amount . In the event the debt will be less than 3,000 a little claims proceedings are appropriate, if the debt is greater than #3,000 but less 5,000 a listing trigger actions could be raised and in which the debt will be over #5,000 a typical action should be increased.

There are court rules which are specific to each kind of activity and our Debt Recovery Team have capable of raising all sorts of recovery actions in the Sheriff Courts and can supply the suitable advice and guidance specific to your personal circumstance.

Please contact our Debt Recovery Team to discuss your personal needs.


After successful court proceedings, the Courts issue an awarding Decree (a written judgement) and authorities can be undertaken to recover the debt, even if needed. We will be happy to advise on the best way to apply the Decree and recover payment.

Once you've got a Decree (an award against the courtroom in your favor ) for recovery of money due to you, authorities requires to be considered using several techniques of diligence. "Diligence" is a term used in Scotland to explain the numerous methods available for you to enforce the court order.

The first step in moving with any diligence in Scotland would be to serve a fee for payment on the party you've been awarded decree against. A fee for repayment is a formal requirement for payment functioned by Sheriff Officers for repayment of this amount as a Decree, including any expenses and interest. A charge for repayment is a two days notice to the borrower to make payment. If the debtor doesn't make payment or arrangement over the given fourteen day period you can then proceed with further diligence. Our Debt Recovery Team will be happy to explore any element of authorities alongside you.

Cross Border Debt Recovery Procedures

A Decree granted in a Scotland Sheriff Court can be enforced in England. To enforce a Decree in England you have to apply to the court that granted the decree to obtain a certificate of money provisions. We can assist in this process which includes lodging and preparing an affidavit together with the Sheriff Court, and also the original court action proceeded. The affidavit most be sworn by a notary public.

When the certification of money provisions is accessed his response this needs to be lodged for authorities with the relevant court in England. We use experienced brokers in England and can assist in registering the debt in England and applying the same. Should you wish to speak to an attorney for more information on registering a decree from England please telephone our Debt Recovery Team on 0141 248 3456

It is also feasible to enforce an English or Welsh Court Judgment in Scotland and we can help with this process. The first step is to acquire a certification of cash provisions from the courtroom where the initial judgement was obtained. Thereafter the Certificate requires to be registered in the Register of all Judgements of the Books of Council and Session. The certification has to be registered within six months of the date of difficulty. Once receipt of the registered certification is received, enforcement in Scotland may be considered and progressed in your behalf.

If you're thinking of sequestration as a process of debt recovery you should be mindful that sequestration does not guarantee recovery of all sums due to you by a debtor. The borrower may, for instance, have added creditors and the debtor's citizenship would is require to distribute funds equally to all lenders on release of the debtor's repayment time of bankruptcy.

Our debt recovery team has significant experience acting on behalf of customers seeking to recover amounts from a debtor by applying to their sequestration. We also have great connections with Insolvency Practitioners, who will help creditors in Assessing recoveries from debtors.

If You Are Thinking about sequestrating a debtor and Want to speak to a solicitor please call our Debt Recovery Team on 0141 248 3456

Raeside Chisholm Debt Recovery Team

He has ample experience in commercial law disputes and continues to be an enthusiastic participant in the industrial court at Glasgow because its introduction in 1999. He has over 20 years of expertise in quantity debt recovery and supplies a broad range of debt recovery advice to institutional and corporate clients, as well as individuals.

He originally headed up the debt division in Kidstons Solicitors, Glasgow. Thereafter, following the merger of Kidstons using a midsize Edinburgh firm he headed up the debt recovery division and aided in achieving Legal 500 and Chambers positions for debt recovery.

Director and his staff understand how much clients value effective debt recovery services particularly in the present climate. Our customers trade both south and north of the border and litigate in both authorities. Our staff can aid in seeking recovery of trades UK wide. The key for customers is not just receiving an order from the courtroom. The clients wish to obtain payment of debts for them. David and his staff will guide their customers through the suitable legal procedures with a view to achieving an expeditious and cost effective recovery.

Experienced attorney in our dispute resolution and litigation section. She advises on a wide assortment of issues such as debt recovery, alternative dispute resolution and contractual problems. She regularly appears in juvenile courts running litigation at all stages of the judicial process. She handles agency directions for outside of city attorneys and offers significant donation to our debt recovery team in both routine and evidential hearings in cases between all values of debt. She often liaises with supporters in regard to complex or Court of Session work and accepts court appointments because a reporter and curator in sheriff court child maintenance cases.

Paralegal, with attended Strathclyde University and finished courses in Civil Court Procedure and Family Law. Diane co-ordinates our debt recovery division.

She is involved in all aspects of debt recovery, such as raising small claim/summary trigger and typical trigger actions in the Sheriff Court and also the enforcement of Decrees acquired. Our Debt Recovery Team behave on behalf of a number of Housing Associations and Real Estate Managers and Diane is your direct contact for a Number of These clients. Diane also has expertise in appearing the Sheriff Court in regard to heritable activities concerning termination of tenancies and the recovery of outstanding rent. She also attends Court Diets of Tests and appears before the Auditor of Court compared to Taxations.

She has expertise in certain Family Law matters such as simplified divorce process and also the drafting of Minutes of Agreement.

Diane is a part of the Scottish Society of Specialist Paralegals, with become a member when the Society was set in conjunction with Strathclyde University and CLT Scotland.

Get in Touch with our Debt Recovery Solicitor in Glasgow

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